To us Financial Security relates to enjoying the wealth you amass; having access to it when you need it; feeling comfortable spending it and knowing that it will never run out.   It means understanding what you need to save to have what you want and knowing which products give you the best chance for success.  It means planning your life powerfully with an exit strategy mind.  Retirement should not be a wish but a vision.  Living your life should not be a tomorrow but a today experience.  Financial Security is what you should have and what you should be able to obtain. It should come from the certainty that you were able to maximize your financial potential, while protecting your holdings from eroding factors such as taxes, inflation and market fluctuation planned obsolesence, technological change, and more.

Our Process

Although each client relationship is unique, our initial meetings will usually follow this general pattern.

• Our initial contact will consist questions, both yours and mine.  We will set a date to meet and then my office will send you a Confidential Financial Questionnaire (CFQ) to complete before our first meeting.
• At our introductory meeting, we will probably spend a little time getting to know each other.  I'll ask some preliminary questions about what you are trying to achieve and you'll have questions for me.  I'll also talk a little more about my philosophy to ensure that we are both comfortable with the direction we'll be heading in.
• Next, we'll review the CFQ and review any questions that arise.
• At our next meeting, we'll review the current plan and the PS&G model (an excellent visual model of where the money comes in from and how it is currently used).  We'll also discuss any problems or issues that affect the plan.
• At this point, we'll be ready to begin planning a strategy to make your financial model more efficient while addressing any issues.